Transfer duty home concession eligibility tester
Use this tester to find out if you’re eligible for a concession to reduce the transfer (stamp) duty payable on your home.
You may be able to claim a transfer (stamp) duty concession if you are acquiring a home to live in or vacant land on which you intend to build your first home. Use the interactive help below to determine if you are eligible for a home, first home, first home (new home) or first home vacant land transfer duty concession.
This tool is designed to help you determine your eligibility for a concession—it does not replace the formal application and assessment process. You may need to repay all or part of the concession if certain conditions are not met.
- To be eligible, you were an Australian citizen, permanent resident or specified foreign retiree at the time the agreement was entered into, if it was entered into on or after 1 August 2026. This doesn’t apply to transactions entered into before 1 August 2026.
- Provided you qualify, you can claim a concession on your interest (or share), whether or not other acquirers also qualify for a concession. Not every person acquiring the property needs to qualify for a concession or apply for the same concession.
- For two or more acquirers, the calculations can be complex, so use the transfer duty calculator to see what you might pay when there are mixed concession claims.
- You will not be eligible for a concession if you demolish the existing home before living there as your principal place of residence.
Answer the following questions to determine your eligibility for a home concession.