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Grants and property concessions
First home owner grant

Test your eligibility for the first home owner grant

First home owner grant
- Eligibility criteria
- First home owner grant eligibility tester
- How to apply
- Supporting documents
- Payment and obligations
- Instructions for approved agents
Regional home building boost grant
HomeBuilder grant
Public rulings
Definitions

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First home owner grant
- Eligibility criteria
- First home owner grant eligibility tester
- How to apply
- Supporting documents
- Payment and obligations
- Instructions for approved agents
Regional home building boost grant
HomeBuilder grant
Public rulings
Definitions

Changes to the first home owner grant will apply to eligible transactions between 20 November 2023 and 30 June 2025. All other eligibility criteria remain the same.

See how to apply.

Before you answer these questions make sure you have read through the eligibility criteria.

This tester will help you find out if you are eligible for the first home owner grant. It will not tell you which grant amount you are eligible for.

Definitions are available for some of the terms used in this eligibility tester.

This eligibility tester does not replace the formal application process.

- Step 1 of 25

Are you: *

buying a new home?
having a new home built?
building your own home?
none of the above?

A new home does not include established homes.

A new home is a home that:

has not been previously occupied as a place of residence
has not been previously sold as a place of residence

is a substantially renovated home.

Before the grant can be paid, you must provide a final inspection report.

Is your new home a substantially renovated home? *

A substantially renovated home is a home that:

is the subject of a contract to purchase a home
is being sold as a taxable supply of new residential premises as defined under section 40–75(1)(b) of the A New Tax System (Goods and Services Tax) Act 1999 (Cwlth)
has not been lived in since the renovation.

Did anyone live or stay in the home before you signed the contract? *

Did the vendor substantially renovate the home before you signed the contract? *

Is the sale of the home a taxable supply under the 'A New Tax System (Goods and Services Tax) Act 1999'? *

Read section 40-75 of A New Tax System Goods and Services Tax) Act 1999.

Did anyone live or stay in the home after the renovations but before you signed the contract? *

Have you, your spouse or another applicant ever been paid a first home owner grant (e.g. the Great Start Grant) in any state or territory of Australia? *

A person is a spouse if they are:

married
a de facto partner who has been living with the other person on a genuine domestic basis for 2 years or more
a registered partner (under the Civil Partnerships Act 2011).

Was the grant (and any related penalty amount) paid back because the applicants did not meet the residency requirements? *

Were you a non-applicant spouse in the previous grant application (i.e. your spouse owned 100% of the property)? *

Have you and your spouse from the previous grant application separated with no possibility of reconciliation? *

Are you able to prove that there is no possibility that you will reconcile with your spouse? *

Before 1 July 2000, did you, your spouse or another applicant own residential property in Australia? *

This includes owning the property either jointly, separately or with another person.

From 1 July 2000, have you, your spouse or another applicant owned residential property in Australia? *

Did you, your spouse or another applicant live in that particular property for any period of time? *

At the time of buying or building your home, was each applicant at least 18 years old? *

Are all applicants individuals (i.e. not a company or a person acting as trustee)? *

Are you an Australian citizen or permanent resident? *

A New Zealand citizen with a special category visa must have a current New Zealand passport to be a permanent resident.

Are any of the other applicants Australian citizens or permanent residents? *

Will you move into the home as your principal place of residence within 1 year of completing the transaction, and remain in the home for a continuous period of 6 months? *

Is your home being bought from—or built by—a related person? *

You will need to provide evidence of the market value of the home when applying for the grant.

Have you or another applicant received financial help (either directly or indirectly) to build or buy your home? *

'Financial help' does not mean a loan from a bank or a commercial lender. Read the full definition.

You must provide a statutory declaration from each applicant setting out a comprehensive description of the financial help received, or expected to be received, including details relating to money owing or gifted.

If the financial agreement is in writing (i.e. a loan agreement or deed) you must provide a copy with your application.

Is the person providing financial help a related person to any of the applicants? *

Will the related person live in or use the home frequently? *

You must provide a statutory declaration from each applicant outlining the family reasons why the related person will be living in or using the home frequently.

Is the consideration or unencumbered value of the home (including the land) $750,000 or more? *

Consideration is the purchase price or cost of construction of the home.

Not eligible

Based on the information you have provided, you are not eligible for the grant.

You may be eligible

Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

Next steps

Find out more about:

how and when to apply for the grant
the documents needed to support your application.

If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Next steps

We generally do not pay the grant to applicants under 18; however, we may pay the grant in special circumstances.

If you believe that your circumstances are exceptional and you meet the other grant criteria, you may apply for the grant. When applying, include a covering letter stating all relevant details.

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Next steps

All applicants for the grant must be individuals.

However, you may be eligible for the grant if you are a trustee of a trust (other than a discretionary or unit trust) and all the beneficiaries are individuals under a legal disability who will live in the home as their principal place of residence.

If this is the case, select 'Yes' and continue answering as if you were the beneficiary.

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Further information

The grant only applies to homes valued less than $750,000.

Not eligible

Based on the information you have provided, you are not eligible for the grant.

Further information

To be eligible for the grant on the purchase of a substantially renovated home:

the vendor must have substantially renovated the home before you signed the contract
the sale of the home must be a taxable supply under the A New Tax System (Goods and Services Tax) Act 1999
no one can have stayed or lived in the home after it was renovated, but before it was sold.

Last updated: 29 November 2023